Roof
Covering type and age, condition, remaining life, and any damage or active leaks we can see.
Insurance inspections — Ocala, Florida
4-Point Inspections in Ocala, FL
The four systems your insurer wants documented — roof, electrical, plumbing, and HVAC — on the Citizens 4-point form, with 24-hour turnaround and repair-cost estimates included.
5.0 rating — 45 Google reviews$175 standalone · $25 with a full inspection24-hour report turnaround
Insurance inspections
What is a 4-point inspection?
A 4-point inspection is a focused review of the four systems your insurer cares about most: the roof, electrical, plumbing, and HVAC. Florida insurers commonly request it when evaluating coverage for an older home, and it is completed on the Citizens 4-point form they accept.
Electrical
Panel type and condition, wiring type, and any hazards. Aluminum and knob-and-tube wiring are common reasons an insurer flags a home.
Plumbing
Supply and drain pipe materials and age, water heater condition. Polybutylene and galvanized pipes are common insurer concerns.
HVAC
System age, type, and condition, and whether it is past its service life.
When you need one
When insurers ask for a 4-point
Usually when a home is older, when you are changing or renewing coverage, or when your agent or carrier asks for one before they will bind a policy. If your insurer asked for it, bring their request with you — we document exactly what they need, in the format they accept.
- Permit history pulled first. We pull the county permit history before the inspection, so roof and system ages are documented, not guessed.
- 24-hour turnaround. Most reports are finished on site; the rest within 24 hours.
- Repair-cost estimates included. Every report includes repair-cost estimates for the items we flag.
- Two sets of eyes. Every report gets a second review before it goes out.
Pricing
4-point inspection pricing
$175 standalone. Add a 4-point to a full home inspection for $25. Need both insurance forms? The 4-point + wind mitigation bundle is $225 standalone or $75 added to a full inspection.
Often ordered with a wind mitigation inspection. Schedule Your Inspection
Questions
4-point questions, answered
Is a 4-point the same as a full home inspection?
No. A 4-point is documentation for your insurer, covering four systems only. A full home inspection covers the whole house for a buyer. Many clients order both.
What can fail a 4-point?
Common issues are an old or damaged roof, aluminum or knob-and-tube wiring, polybutylene or galvanized plumbing, and an HVAC system past its service life. We report what we find; your insurer decides what it means for coverage.
How long is a 4-point good for?
That depends on your carrier. Ask your agent how recent the form needs to be — we will date it the day of the inspection.
Verified Reviews
What Ocala Clients Say
Mr KO was available prompt, and answered all necessary questions. Would not hesitate to recommend to my neighbors.
He was very professional and very nice. You should see more like him.
Ken arrived on time, dressed professionally and was neat & clean in appearance. Did an extremely thorough job and answered all my questions regarding his inspection.
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